Turning 60 – Stuck in between

Senior_Couple_Thumbs_Up

Image courtesy of stockimages at FreeDigitalPhotos.net

In many ways turning 60 is like turning 20. You are stuck in between. You are not a kid and yet not really grown up. It is a time of decisions. What kind of life do I want? Whit kind of career? Should I go to school or get a job? Where do I want to live? At 20 you know you should be thinking about these things and yet what you really want to think about is relationships and maybe what will you do this next Saturday.

60 is like 20

Being 60 is sort of the same. You are probably not retired, but yet you are probably not thinking as much about climbing the career ladder anymore. You know you need to think about your financial future. You know you need to think about what you will do with the rest of your life and even where you want to live. However you still very much have the responsibilities of a job and concerns about your family. Yes, 60 is like 20, except with a few more aches and pains!

And then of course there is the pure shock. How the hell could you be 60! The twenties took forever. The thirties and forties were kind of a blur because of long career hours and maybe raising a family. The fifties were still kind of busy and you just generally ignored the passage of time. But now you are 60 and suddenly life doesn’t seem so much like it will last forever.

Shock!

For many of us your career could provide another shock. Some experience a layoff out of the blue and find that nobody wants to hire a 60 year old. Others may fear a layoff with that realization that recovering from one will be very difficult. Even if you have a job and are at the highest salary of your life you may feel that your company is kind of putting you out to pasture, taking you less seriously and giving the prime projects to younger folks.

Maybe it is time for a little life review. Chances are you now realize you won’t be a billionaire! But maybe that’s OK.

What went right?

Probably a lot went right. Now is time to list a few of the highlights. Doing so will give you confidence that a lot more is going to go right in the years to come.

What went wrong?

It is good to acknowledge some things that didn’t go as planned. Just don’t dwell on them. Consider them the attaining of wisdom! Useful so that you don’t make the same exact mistakes, but not for much else. Time to move on.

What’s the bucket list look like?

Have some things you would still like to do? Make a real bucket list. Maybe climbing Mont Everest is off the list (or maybe not – there is that Japanese guy that did it at 80!)

Making Plans

It is time to at least start thinking about what you want to do with the rest of your life. Just like at 20 these plans may change but its time to get them out there and try them on for size.
Start making some general plans and experiment to see what feels right. Don’t forget your significant other at this stage. Hopefully you both have some of the same ideas, and maybe some compromises may be needed.

More about the planning process in future posts! Until next time…

Electronics as a hobby

Picture of Multimeter

Image courtesy of hin255 at FreeDigitalPhotos.net

Hobbies are very important in retirement and electronics is one of my favorites so we’ll talk about it here. Hobbies are so important in fact that we’ll be doing a whole series of hobby posts.

Why hobbies?

Hobbies are a much better use of your time than say, watching TV. In retirement you finally have some time to pursue hobbies that you started years ago, or that gained your recent interest. They help mental sharpness and social interaction. Some can even turn into part time jobs.

I fooled around with electronics when I was a young up until the time it was no longer cool. Do you remember Heathkit and when going to Radio Shack for parts was a blast? Well electronics is still fun and with the Internet ideas and suppliers are just a click away. Most parts are accessible and generally reasonable.

Where to start

You can start at least two ways. One is by learning through experiments and the other is by building kits.

MAKE magazine sells some excellent learn electronics books and sells kits with all the parts to do the experiments in the books. Kits are available through many sources. Here are a few to get you started:

Maker Shed (associated with MAKE magazine.)

Spark Fun Electronics

Jameco Electronics

Adafruit

You can also do projects from scratch and collect ideas and parts yourself. Check out Instructables on the web. Parts are available from the sources above as well as Amazon, Newegg, and Ebay. Just do some Google searches on the company names we have mentioned. The ideas are limitless!

Arduino

There are two special classes of electronics that I’ll mention here because they are so popular. One is called Arduino and other is Raspberry Pi.

Arduino is programmable board containing a microcontroller that can be programmed using an open source development language and environment. Hobbyists and experimenters have used it for hundreds of different projects.

Raspberry Pi

Raspberry Pi is a little one board computer developed in the UK. It sells for under $40 and has taken the hobbyist and experimenter’s world by storm. It is used for all kinds of projects and a simple Internet search will give you all kinds of ideas.

With electronics the idea is to keep learning and keep trying new things. There is an almost limitless number of ideas to keep you busy and yearning for more. I suggest you keep a journal of your projects and experiments. Often you will re-use parts of project ideas long after you forget about them (and the journal is real handy for that.)

Some websites

Some websites mentioned in this article:

www.makezine.com

www.instructables.com

www.sparkfun.com

www.adafruit.com

www.jameco.com

www.ebay.com

www.amazon.com

www.newegg.com

www.arduino.cc

www.raspberrypi.org

Trial Retirement in a Weekend

Middle Aged Lady Enjoying Her Meal

Image courtesy of stockimages at FreeDigitalPhotos.net

How do you tell if you are really ready for retirement? We’re not talking in a financial sense but more in a “What will I do with myself?” and “What will it be like?” sense. Well, what if I told you that a trial retirement is possible and that it only takes three days!

Trial retirement over a long weekend

Just like real retirement the key to a trial retirement is planning. Let’s assume our trial retirement is three days. Two of the days can be a weekend. One of the days (a Friday or Monday) should be a work day for the rest of the world. Memorial Day or Labor Day weekend won’t work.

Next think of the kinds of things you will do in retirement. How and when will you do them? Here are some examples:

Experience shopping on a work day

Do you know how you always end up doing grocery shopping on the weekend? Well, when you are retired you don’t have to do that, and in your trial retirement you don’t have to either. So, go shopping at 10:00 AM or 2:00 PM on a Friday or Monday and see how empty the stores are compared to a weekend.

Lunch or dinner on a work day

In a similar fashion try lunch at a spot away from the business lunch crowd on a weekday. Or try dinner on a Monday night. I used to know people that owned fancy restaurants and they always suggested going to dinner on Monday, Tuesday, or Wednesday when the staff wasn’t overwhelmed by the crowds

Time for chores

Yes you will still need to do chores when you are retired. The difference is that you can pick the time, so try that during your trial retirement.

What will you do during the day (besides TV?)

Here are some ideas to get you thinking:

Time for hobbies – dust off an old hobby and spend a couple hours enjoying it.

Can you visit somewhere out of your ordinary? I’m talking about the kind of place that you would consider a little too different to risk wasting your time, or maybe a little further than you usually travel for a day trip.

What people are included in your plans? Maybe surprise somebody with a visit. (You might want to call first!)

Can you do a mini-vacation that feels like a retirement trip? Maybe stay overnight somewhere at a Bed and Breakfast, or an overnight camping trip.

Afterward, review how it went

Were you bored? Were you stressed? Did you enjoy anything you don’t normally enjoy? What did you do that was out of the ordinary?

Give your trial retirement a rating

On a scale of 1-10 with 10 highest how would you rate your mini retirement? How would your spouse rate your mini retirement?

By the time you are done your mini retirement you will learn something about yourself. What would you change? Why not wait a month or two and try the mini retirement again. This time incorporate changes based on what you have learned. More importantly you can use what you learn in planning for your real retirement!

Until next time…