Anything Good From The Pandemic For Retired People?

Senior Washing Hands
Photo by National Cancer Institute on Unsplash

First let me explain that I know the COVID pandemic has been devastating for many people, especially for older folks.  Almost everyone knows someone who has suffered because of the virus.  This article is in no way meant to minimize the effects of the pandemic in any way.  I pray for anyone dealing with COVID, and especially for anyone who has lost loved ones.

For the rest of us, let’s be grateful and look at some of the little ways our lives may have improved as a result of changes made necessary by the pandemic.

Senior Hours

I love senior hours and take advantage of them whenever I can.  Of course, those 6:00AM grocery runs are tough!

Less Traffic

When you do venture out there is a little less traffic.  That is good for the nerves and saves a little time in your day. 

You Might Be Saving Money

Less traffic saves money on gas and wear and tear on your car.  You are not eating out as much at restaurants and that can save a ton.  Even if you are using take out it is usually less expensive than sit down dining.

You Might Be Eating Better

In theory if you are eating more at home you might be eating more healthy meals.  This isn’t guaranteed of course but most homemade meals are better for you than fast food.  You might even get better at cooking which could be healthier long after the pandemic is over.

People Care A Little More, Or At Least Ask How You Are Doing

It’s weird, I’ve noticed people are generally more tense, but maybe a little more thoughtful of others.  I see this in little ways.  People are a little friendlier to cashiers in the store.  They say thank you to the delivery person.  On Zoom calls everyone asks how everyone is doing and if their families are healthy.  In this crazy political climate this is nice to see (I’m writing this in October, 2020.)  Hopefully this is another trend that will continue after the pandemic is long gone!

Good ForThe Environment

A little less driving means a little less pollution.  National and state parks are not as busy which is good for the animals and creates less strain on their ecosystem.  And when people do go to the parks, I think they appreciate them more.  In fact, during this pandemic I think we are all appreciating things we used to take for granted just a little more.

You Get More Reading Done

More time at home means more time for reading.  Yes, I know some people are just glued to the TV, but that gets old eventually.  Then people that haven’t picked up a book in a while might give it a try.  And avid readers just have a little more time to enjoy their reading habit.

You Are Really Learning How To Use Your Computer

Your computer is fast becoming central to communicating with the world.  This was already happening, but the pandemic has accelerated it.

More Remote Jobs

Remote jobs are easier for retired people that want to continue working.  And age discrimination is a little less of a problem.

You Try New Hobbies

The media has been touting the virtues of hobbies to help people cope.  Some are listening and it is good for us.  In my case I’ve always had the problem of too many interests, but I’ve gotten back to some that I drifted away from over the years.

More Exercise – At Home Or Outside

The media also has encouraged people to exercise more as a way to relieve stress.  I think they are listening.  I see more people outside walking.  Bike sales are way up.  Another trend that hopefully will continue.

You Hear More From The Kids

If you have grown kids you might be hearing from them more often.  Some of this might be out of guilt because they are afraid you might kick the bucket during the pandemic! (Only Kidding!)  But they also have a little more time and I’d like to think we all value our families a little more.

I pray for all of you going through the pandemic.  If you are fortunate enough to not be touched personally let’s all make the best of it!

How to Become a Virtual Assistant

Man on phone looking at computer screen
Photo by Austin Distel on Unsplash

Becoming a Virtual Assistant can be a great way to earn income while learning a variety of useful skills.  It can be a great side hustle or morph into a full-time business, if that is what you are looking for.  It works great for anyone that wants to work online from home, including retired people, students, and almost anyone else.

Virtual Assistants first became popular back when small online business owners figured out they could hire assistants offshore for a fraction of what it costs to hire an employee locally.  Virtual assistants could theoretically handle any task that could be done via the phone and Internet.

Business owners soon found that they needed a variety of virtual assistants, both offshore and onshore.  It depended on the tasks needed, the individual, and the needed interaction with others.

Good Virtual Assistants work hand in hand with the business owner or manager.  They are proficient with office applications, searching and using the internet, and accomplishing all kinds of tasks via the Internet and phone for their client.  There are lots of articles out there about how to find a good Virtual Assistant.  Look at these as a guide to setting up your own VA business.

Like many businesses the key here is getting your first few clients and then if you are good you will live off referrals.  You may want to do some small jobs for free or at low rates to get to know a potential client.  Just make sure they know those are not your regular rates!

What Services Do Virtual Assistants Provide?

Here is just a small sampling:

  • Customer Service
  • Email Assistance
  • Research
  • Website Design
  • Website Maintenance
  • Travel Arrangements
  • Social Media Assistance
  • Online Forum and Community Assistance
  • Proofreading
  • Editing
  • Various Kinds of Writing
  • Spreadsheet and Accounting Support
  • Data Entry
  • Sales Assistance
  • Dozens More…

What Skills Do I Need to Learn?

You may already have many of the skills you need, and you can learn the rest.  There are online Virtual Assistant courses that might make sense.  Individual skills can be learned with inexpensive online courses.  My current favorite is Udemy, where many courses go on sale for about $10.

Pay special attention to online business-related skills.  Learn the basics of website creation, online sales, online marketing, and social media.

How Do I get Started?

Figure out what you can offer.  What are your current skills?  What can you learn quickly?

Set up your business.  Nothing fancy is needed but form a Proprietorship or LLC (for asset protection.)  Set up a separate business checking account and get some business cards.  Get some legal advice if needed. (I’m not a legal or accounting professional so this article shouldn’t be considered a source of that level of advice.)

Set up a website.  It’s not that hard and even a basic one makes you look much more professional.

Decide how to market yourself to get your first clients.  Online services like Upwork or Fiverr can help you get your first clients, although the jobs are usually low paying.  You may want to contact local small businesses and tell them what you offer.  Use Email, phone or even in person visits.

The nice thing is that as you gain more clients and learn more advanced skills your rates can keep increasing.  And the increases can be much greater than the 3% annual raise at a normal job.

Becoming a virtual assistant can lead into all kinds of things as you learn new skills.  Eventually you may be the one hiring virtual assistants!

Where to Learn Stuff

Girl With Pencil in Mouth
Photo by JESHOOTS.COM on Unsplash

When it comes to learning the Internet has been a miracle.  It is like all the world’s learning institutions are available through your computer screen.  You have access to more knowledge than any world leader or wealthy individual did just a few decades ago.

There is so much out there you need a plan.  What are you trying to accomplish?  Are you looking to just learn a skill?  Do you want a new career? Do you want to begin a new hobby?  Or do you just enjoy learning new things?

One approach might be to make your plan based on your goals.  Then browse through the course offerings at the various sites and make a list of possibilities.  Finally drill down and research each course.  Is the course relevant? How old is it and when was it last updated?  Can you ask questions of the instructor?  Are there reviews from fellow students?

Many of the available courses are free.  Others can be more expensive.  My advice would be to see what the free and low-cost courses offer first.  Then when you know exactly what you want the more expensive options might make sense.

Here is just a partial list to get you started.  Good Luck!

Alison https://alison.com/

Carnegie Mellon Open Learning Initiative https://oli.cmu.edu/

Code https://code.org/

Codecademy https://www.codecademy.com/

Coursera https://www.coursera.org/

Dash General Assembly – Learn to Code https://dash.generalassemb.ly/

edX https://www.edx.org/

Fast Company 30 Second MBA https://www.fastcompany.com/user/30-second-mba

FutureLearn https://www.futurelearn.com

GCF Global https://edu.gcfglobal.org/en/

Harvard Extension https://www.extension.harvard.edu/

iTunes U http://www.open.edu/itunes/

Kadenze https://www.kadenze.com/

Khan Academy https://www.khanacademy.org/

MemRise https://www.memrise.com/

MIT Open Courseware https://ocw.mit.edu/index.htm

OpenLearn https://www.open.edu/openlearn/

Open Learning Initiative https://oli.cmu.edu/

Open Yale Courses https://oyc.yale.edu/

Stanford Online https://online.stanford.edu/

Udacity https://www.udacity.com/

Udemy https://www.udemy.com/

U of Berkley Class Central https://www.classcentral.com/university/berkeley

University of the People https://www.uopeople.edu/